Have you ever wondered why Executive Condominiums are so popular among Singaporeans, especially HDB upgraders?

In 2025, Aurelle @ Tampines was 90% sold on launch day, and fully sold out after it opened to second-timers.

Clearly, demand for ECs is red hot and Here’s why:

1. Lower Entry Price:
They’re typically priced 20% to 30% lower than comparable private condos. This makes them the ideal stepping stone for those looking to upgrade from HDB without breaking the bank.

2. Strong Capital Appreciation:

Owner of EC completed in 2015 and later could profit out up to $1 million.

Lets take a look at a few of these projects:

Sol Acres @ Choa Chu Kang, profit up to $900,000.

CityLife @ Tampines, profit up to $1.5 million.

Hundred Palms Residences at Yio Chu Kang profit up to $1.7 million.

3. Keep Your HDB First:
HDB upgraders can buy an EC first, and still have up to 6 months after key collection to sell their existing flat. That means a smoother, less stressful transition.

4. Deferred Payment Scheme:
With DPS, you only pay 20% upfront, and defer 65% until the EC receives its T.O.P with the final 15% due on C.S.C..
Perfect for buyers who don’t want to juggle two mortgages at once.

5. No Additional Buyer’s Stamp Duty (ABSD).
If you buy your EC first, you don’t have to pay ABSD unlike private condos.

6. No LTV Restriction:
Even if your HDB loan isn’t fully paid off, you can still get up to 75% financing on your EC if you buy first unlike private condos.

So if you’re an HDB owner looking to upgrade smartly and safely — an Executive Condominium could be the perfect move. Affordable, flexible, and great long-term value.

Want to know which EC is right for you? Let’s have a chat.